An alarming 48% of business owners surveyed by Travelers Insurance in 2012 said they have no plan in place. That means business continuity planning is more than smart business — it helps your company remain better positioned to recover from the business interruption, property damage, financial impact, and loss of life that a natural disaster or man-made event may cause.

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From Hurricane Sandy and 9/11 to the tornadoes in Oklahoma, companies that proactively consider how to respond to events are the first to get back to business, often at the expense of competitors. A predefined business continuity plan combined with the proper insurance coverage, maximizes the chance of a successful recovery by eliminating hasty decision-making under stressful conditions. It details how to get businesses back on track after a disruption – in the most thoughtful way possible.